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Why You Should Consult With an Auto Accident Lawyer The no fault auto insurance law covers injuries as well as property damage unless the negligent driver was uninsured. It is important to speak with an attorney for car accidents prior to making a recorded or a written statement to an insurance company. If your case goes to court, oral and written evidence could be used against you. An experienced lawyer for car accidents will know how to prepare and testify in a trial for maximum value. Damages There are two types of damages that the victim could receive following an accident. They are both economic and non-economic. Economic damages are measurable losses which can be easily determined. Medical bills, lost wages, and car repair costs are a few examples. Non-economic damages are more difficult to quantify. They can be characterized by pain and suffering, emotional distress, and loss of enjoyment of living. An experienced car accident lawyer can assist victims in claiming the maximum amount of compensation. They can also help negotiate a fair settlement with the insurance company of the driver who was at fault. They can even take the case to trial in the event that the insurance company refuses to make a full payment. A competent lawyer for car accidents must ensure that the victims are compensated for all possible expenses and losses. This can be done by collecting as much information as possible from the accident scene. For instance, they could capture images of the location of the accident, and gather details from witnesses. This will ensure that the insurance company isn't attempting to overvalue a claim or deny it altogether. A car accident lawyer can assist victims in calculating their total expenses. This includes past and future medical treatment as well as any expenses related to home care or hiring a person to do cooking or household chores if the accident has made it difficult for the victim to perform these tasks. Medical bills When you're involved in a car accident, medical bills could increase quickly. Even even if you have no-fault insurance or a settlement from an injury lawsuit it's not going to disappear. You need help paying them now, not later. There are two methods to swiftly pay for medical expenses: through your health insurance or your automobile insurance. In New York, the former is referred to as Med Pay and covers the first medical expense after an accident, regardless of who was at fault. The latter is typically provided by the state (Medicare) or via private insurance plans. You should always go to the doctor after an accident, especially when you're experiencing a lack of energy or think that your injuries aren't too severe. A prompt evaluation will ensure that your injuries, including internal injuries, are recognized and treated. Additionally your visit will result in an medical report that could be crucial in an action. If you've exhausted the two options above after which you can go to the driver at fault's liability policy if it's enough to pay for any damage. However, you'll have to pay your own deductibles and copays. Once you have reached an agreement with the person who was at fault you will be compensated for the entire cost of the accident. This is why it's important to keep track of all your bills and expenses out of pocket. Lost wages In addition to medical bills and property damage, a serious car accident can also cause loss of income. If you're unable to work because of injuries sustained in an accident, it can be extremely stressful to manage your financial obligations every day. You may need to borrow money from family members or rely on your own savings until your case is settled. An experienced New York car accident attorney can examine your case and determine if you have a valid claim to recover loss of earnings. In cases of car accidents, the judge will decide to award compensatory damages to pay you back the money you would have earned if you hadn't been injured. The benefits, wages, and overtime fall under the umbrella of “economic damages.” auto accident attorney kent of this kind of compensation is to get you to your financial situation prior to the time of the accident. If you're unable to work due to an injury A judge determines the amount you've lost studying a letter sent by the plaintiff's employer, which confirms their salary or hourly wage as well as how long they've been absent from work. Other relevant documentation can include bank statements, profit-and-loss accounts, and tax returns. In addition to the loss of income In addition to lost income, an attorney for auto accidents may seek compensation for lost earnings potential. This is a complex component of your injuries that could be difficult to prove and may require the help of an expert witness. Suffering and pain There could be unpaid medical bills, damaged to your property, and even loss of income if you have an accident that is serious. There is also the possibility of suffering emotional and psychological trauma. The pain and suffering that you feel is real and requires compensation. A lawyer can assist you to get the compensation you're due. A lawyer can also help you deal with insurance companies. Since insurance adjusters have their own financial interests at heart they frequently try to reduce or deny your claim. An attorney for car accidents will protect you from these tactics and negotiate a fair settlement of your injuries and losses. Keep track of all the expenses and damage to property that you incurred as the result of the accident. Included in this document are repair estimates, medical bills and receipts for items damaged. It's also important to take pictures of the scene of the accident and your injuries. Also, you should avoid talking to anyone about the accident other than police and medical professionals. A lawyer can also help determine who is accountable for the accident. New York is a state that utilizes “comparative negligence”, which means that the amount you pay for damages will be reduced by the percentage of your fault. In some cases, a corporation, a city or state agency, or a sanitation company or a public transportation service may be the liable party.